Commercial property insurance protects your business assets from fires, explosions, theft, vandalism, and other covered perils. This policy is useful, especially when your business has valuable physical assets that directly or indirectly affect your business income. Also known as commercial real estate insurance, it covers your building and its content, such as tools, equipment, furniture, Read More
Your home and its content represent a lifetime of valuable financial investment. Homeowners insurance is the best way to protect yourself from any form of financial loss resulting from the damages to your home or possessions. Purchasing a quality homeowners policy will reimburse you for specific types of damage caused by covered perils. It will Read More
Your homeowner insurance financially protects your home and possessions in the event of damage caused by covered perils. In case a storm causes damages to your home, depending on the kind of coverage you have, as well as the situation, your homeowners insurance may or may not cover your loss. Here’s some more information on Read More
If you have homeowners insurance, it should provide coverage for any unexpected water damage due to a plumbing issue or pipe leak. However, most homeowners insurance policies do not cover damages to the home that started small and aggravated gradually, such as a gradual leak or damage due to regional flooding. Also, your home insurance Read More
Mortgage lenders will require you to purchase a homeowners insurance policy to help repair or rebuild the home in case of a potential fire or storm damage. After getting approved for a mortgage, you will be required to provide multiple documents to officially close on the loan. The required documents include proof of homeowners insurance Read More
If you are involved in a car accident, you may have to file a claim to get compensation from an insurance company. However, this process is not as straightforward as it seems. Most insurers will want to pay the least amount possible to cover your damages since approved claims are a loss to them. After Read More
Finally getting to drive or owning a car as a young person can be exciting. However, there is a downside to it, which is getting an affordable auto insurance policy. As a young driver, you are more likely to pay more for an auto insurance policy. According to statistics, younger drivers are more expensive to Read More
Workers’ comp policy is a state-regulated insurance system that covers the medical expenses and wages lost during period(s) of inactivity as a result of work-related injuries or sickness. Most states, including Texas, do not require you to have a workers’ comp policy for your small business. Choosing not to pay for workers’ compensation may seem Read More