Can Your Neighborhood Affect Your Homeowners Insurance Rates?

Several factors determine your homeowners’ policy rates. One important factor is the location of your home. That’s because some areas are more likely to experience natural disasters than others. However, we usually overlook that the neighborhood too can affect home insurance rates. This article will help you understand how your neighborhood can affect your homeowners’ Read More

Is My Swimming Pool Covered by Homeowners Insurance?

A good homeowners policy will provide coverage for your swimming pool in a couple of ways. Any damage to your swimming pool caused by any of the named perils in your homeowners insurance policy will be covered. Your policy will also cover any liability claims related to your pool. This includes any medical expenses incurred Read More

6 Outrageous Mistakes to Avoid When Filing Homeowners’ Claims

We all know why we have insurance. There are times when certain actions can be so over the top that you may be put on a high-risk list. This will not only jeopardize your chances to file a legitimate claim, but it can also cause them to be denied. Unnecessary or unfounded claims can eventually Read More

The Link Between Rising Construction Costs and Home Insurance Rates

The cost of insuring your home is rising. There are a few reasons for this, but the increase in cost can be substantial when you bring them all together. Understanding every factor will help you make wise decisions regarding purchasing sufficient coverage for your home and possessions. Taking a few minutes to talk to an Read More

What Does a Homeowners Liability Insurance Plan Cover?

Liability coverage is a major part of a standard homeowners insurance policy. It provides financial protection that pays for legal and medical bills if someone is injured or becomes ill on your property. Liability covers a wide range of perils, but each policy is written specifically for the policyholder. This post provides an in-depth description Read More

Protect Your New Home with the Right Homeowners Policy

The first thing you need to do after you buy your first home is to buy a good homeowners’ insurance policy. Basic policies cover your dwellings, personal possessions, liability, and alternative living expenses. Buying the right policy may include purchasing additional policies for high-priced possessions or specific natural disasters. Your insurance provider will help you Read More

Simple Tips to Avoid Common Holiday Disasters at Home

Most holiday disasters can easily be averted if you think ahead and take extra care to prevent common household hazards. Taking a few minutes to check on things in your home before you go to bed or leave for work can prevent various mishaps that are common during the holidays. Simple things like keeping matches Read More

Some Bizarre Events Your Homeowners Insurance Will Take Care Of

Your homeowner’s insurance is meant to protect you and your family if your home is damaged in any way. Most of us recognize the more common events like house fires, burglaries, and storm damage. There are a few strange events that your homeowners’ insurance will cover that you may not be aware of. Some may Read More