Homeowners Insurance in Texas: Understanding the Coverage & Costs

Your home and its content represent a lifetime of valuable financial investment. Homeowners insurance is the best way to protect yourself from any form of financial loss resulting from the damages to your home or possessions. Purchasing a quality homeowners policy will reimburse you for specific types of damage caused by covered perils. It will Read More

Will My Home Insurance Cover Wind-related Damages?

Your homeowner insurance financially protects your home and possessions in the event of damage caused by covered perils. In case a storm causes damages to your home, depending on the kind of coverage you have, as well as the situation, your homeowners insurance may or may not cover your loss. Here’s some more information on Read More

Will My Home Insurance Cover Pipe Leaks and Other Plumbing Issues?

If you have homeowners insurance, it should provide coverage for any unexpected water damage due to a plumbing issue or pipe leak. However, most homeowners insurance policies do not cover damages to the home that started small and aggravated gradually, such as a gradual leak or damage due to regional flooding. Also, your home insurance Read More

Why Mortgage Lenders Require Homeowners to Buy Home Insurance

Mortgage lenders will require you to purchase a homeowners insurance policy to help repair or rebuild the home in case of a potential fire or storm damage. After getting approved for a mortgage, you will be required to provide multiple documents to officially close on the loan. The required documents include proof of homeowners insurance Read More

Will My Homeowners Insurance Cover Damages Caused By Burst Pipes?

Consider this scenario. After a long and stressful day at work, you come home, only to find water running out from under your kitchen door. You quickly approach the door, run into the kitchen and find the source of this internal flood- a burst pipe under the kitchen sink. Repairing and replacing the burst pipes Read More