Custom Motorcycle Insurance: Everything You Need to Learn

For those who own custom-built motorcycles, standard insurance policies may not provide the coverage they need. That’s where custom motorcycle insurance comes in. This type of insurance policy is specifically designed to cover the unique needs of custom motorcycle owners. This blog will discuss what custom motorcycle insurance covers, who needs it, how to gather quotes, and the discounts available.


What Does Custom Motorcycle Insurance Cover?

Custom motorcycle insurance typically covers liability, collision, and comprehensive coverage. Liability coverage protects you if you’re at fault in an accident, another person is injured, or their property is damaged. Collision coverage covers the cost of repairing or replacing your motorcycle if it’s damaged in an accident. Comprehensive coverage covers non-collision incidents like theft, fire, or vandalism. Some custom motorcycle insurance policies offer additional coverage for custom parts and equipment, such as your customized engine or chrome accessories.


Who Needs Custom Motorcycle Insurance?

Consider purchasing custom motorcycle insurance if you own a custom motorcycle. Standard insurance policies may not provide adequate coverage for your unique bike. Custom motorcycle insurance is important if you’ve invested significant money into customizing your motorcycle, as it can provide coverage for these customized parts and equipment. It’s also important to note that many states require motorcycle insurance, so ensuring you have the proper coverage is important.


Gathering Custom Motorcycle Insurance Quotes

When shopping for custom motorcycle insurance, it’s important to gather quotes from multiple insurance providers to ensure you get the best coverage at the best price. You can start by contacting your current insurance provider to see if they offer custom motorcycle insurance. If they don’t, you can search for insurance providers online or work with an insurance broker specializing in motorcycle insurance. When gathering quotes, provide accurate information about your motorcycle and the custom parts and equipment you’ve added to it, as this information can impact your coverage and premiums.


Custom Motorcycle Insurance Discounts

Like other types of insurance, several discounts are available for custom motorcycle insurance. For example, many insurance providers offer discounts for safe driving, completing a motorcycle safety course, or insuring multiple motorcycles. You can also save money by bundling your motorcycle insurance with other policies, such as your homeowners or auto insurance. Be sure to ask your insurance provider about any discounts available to you.

Protect Your Investment with Family Financial Insurance Group’s Custom Motorcycle Insurance Policies

At Family Financial Insurance Group, we understand that your motorcycle is more than just a mode of transportation – it’s a reflection of your personality and a symbol of your freedom. That’s why we offer custom motorcycle insurance policies tailored to meet the unique needs of custom motorcycle owners. Our team of experienced insurance professionals can help you find the best coverage at the best price to enjoy the open road with peace of mind. Contact us today to learn more about our custom motorcycle insurance policies and how we can help you protect your investment.

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