Will My Homeowners Insurance Cover Damages Caused By Burst Pipes?

Consider this scenario. After a long and stressful day at work, you come home, only to find water running out from under your kitchen door. You quickly approach the door, run into the kitchen and find the source of this internal flood- a burst pipe under the kitchen sink. Repairing and replacing the burst pipes Read More

A Basic Guide to Business Interruption Coverage

Several disconcerting events like natural disasters, fires or cyber-attacks can lead to serious interruptions in businesses. A lot of resources are needed to repair a building, get a new location, or stock inventory. Therefore, discontinued business operations can result in an imbalance in cash flow, which may eventually shut down the business. This is a Read More

Tips for Lowering Your Homeowners Insurance Cost

Owning a house comes with significant expenses. However, the amount paid for home insurance will differ depending on factors such as your age and the location of your home. On average, homeowners insurance premium coverage costs $1200 per annum. Most mortgage companies require you to get a certain level of homeowners insurance. The first step Read More

Why Do You Need Flood Insurance in Southeast Texas?

Data from the Federal Emergency Management Agency (FEMA) shows that weather-related flooding is common in Texas. In 2017, Hurricane Harvey, a Category 5 storm, ravaged Southeast Texas, leading to billions in insured losses. This is a prime example of why flood insurance is so vital in Southeast Texas. Here’s some more information on this topic. Read More

All You Need to Know About Commercial Truck Insurance

Per the U.S. Department of Transportation (DOT), more than 500,000 truck-related road accidents happen on American highways and roads every year. Although truck drivers only cause about 25% of these accidents, truck insurance coverage is a crucial aspect of the trucking industry. Why Do You Need Commercial Truck Insurance? Driving a truck carrying a large Read More