Practical Tips to Help You Buy Small Business Insurance in Texas

Launching a new startup can be a mix of excitement and stress. The best way to lower stress levels is to reduce the risks your business might pose to your employees, customers, and other visitors. An enterprise that is well prepared for disasters will likely outlast many startups that try to cut corners on insurance Read More

A Basic Guide to Business Interruption Coverage

Several disconcerting events like natural disasters, fires, or cyber-attacks can lead to serious interruptions in businesses. A lot of resources are needed to repair a building, get a new location, or stock inventory. Therefore, discontinued business operations can result in an imbalance in cash flow, which may eventually shut down the business. This is a Read More

Essential Facts about Commercial General Liability Insurance in Texas

General liability insurance (GLI), also referred to as commercial general liability and business liability insurance, helps safeguard your business against the financial damage caused by lawsuits. All organizations can face claims of bodily injury and property damage. These claims can come up anytime, and without adequate coverage for them, you’d have to pay out of Read More

Workers’ Comp for Businesses with No Employees: Why Is It Needed

Workers’ comp policy is a state-regulated insurance system that covers the medical expenses and wages lost during period(s) of inactivity as a result of work-related injuries or sickness. Most states, including Texas, do not require you to have a workers’ comp policy for your small business. Choosing not to pay for workers’ compensation may seem Read More

A Basic Guide to Business Interruption Coverage

Several disconcerting events like natural disasters, fires or cyber-attacks can lead to serious interruptions in businesses. A lot of resources are needed to repair a building, get a new location, or stock inventory. Therefore, discontinued business operations can result in an imbalance in cash flow, which may eventually shut down the business. This is a Read More